Business start-up preparations - Financial aid and support programs
Starting up a business costs money. To support founders who cannot raise all the capital they need themselves, there are a number of financial aids and support programs.
Here you will find information about formalities related to this subject:
General, technology-oriented and digital business incubators; utilization
19 digital incubators at 28 locations, as well as another 40 or so general and technology-oriented incubators throughout Bavaria, serve as central points of contact to drive startups forward.
Order guarantee; application
Under the "Order Guarantees" program, LfA Förderbank Bayern provides default guarantees for sureties on domestic and foreign orders as well as for order-related pre-financing assumed or granted by the applicants' principal banks.
Equity capital; information on granting
Investment companies or private investors offer equity capital without the usual bank collateral, i.e. equity capital in the form of contributions as share or nominal capital, but also as a silent partnership.
Visual artists; application for a studio grant
Visual artists may receive a monthly grant to cover their studio expenses for a period of two years.
Guarantee; application for assumption
Sufficient bank collateral is generally required to obtain bank loans. SMEs in particular often do not have such collateral available, so they have difficulty in meeting their capital requirements. Guarantees are intended to make borrowing possible.
Integration of self-employed persons; application for benefits.
If you receive unemployment benefit II and would like to become self-employed or are already self-employed, your job center can support you with necessary purchases of material goods and with free advice and training.
Start-up money; application
If you receive unemployment benefit (ALG) II and you want to become self-employed or take up an activity that is subject to social insurance contributions, you can receive start-up money under certain conditions.
European Maritime and Fisheries Fund; application for funding.
The Free State of Bavaria supports investments in commercial pond management and fishing from its own funds and the European Maritime and Fisheries Fund (EMFF 2014 - 2021).
Business start-up; consulting and promotion
You can obtain information on the "Gründerland Bayern" portal and, for example, from the district administrative authorities on the consulting and funding opportunities for start-ups.
Promotional bank; information
The development bank of the Free State of Bavaria is LfA Förderbank Bayern. It operates in the business areas of start-up, growth, innovation, energy and environment, stabilization, infrastructure and other financing (e.g. contract guarantees).
Commercial enterprises; application for a state guarantee
The Free State of Bavaria provides state guarantees for loans to finance projects in the commercial sector.
Commercial economy; application for funding.
The Free State of Bavaria promotes investments of commercial projects of regional economic importance in the fields of industry, crafts, trade, tourism and other services.
Start-up subsidy; application
If you receive unemployment benefit 1 and would like to start a business, you can receive financial support for this under certain conditions.
Innovation vouchers for small businesses and craft enterprises; application for funding
The Free State of Bavaria promotes research and development services for small companies/handicraft enterprises in the field of general technologies.
INVEST - Grant for venture capital; application for a grant for investments by private individuals in young innovative companies
INVEST is designed to support private investors in providing venture capital to young innovative companies. This is intended to make it easier for the companies to successfully finance their market entry and growth phase.
Agriculture and forestry; funding guide
The funding guide provides detailed information on all funding programs and compensation payments in agriculture, forestry and food.
Care in the social local area; application for funding
The Free State of Bavaria promotes the comprehensive and needs-based expansion of the nursing care structure so that people in need of care can remain at home in their familiar surroundings - in their local social environment - for as long as possible.
Technology-oriented business start-up; application for a grant
The Free State of Bavaria supports research and development (R&D) projects of founders in the field of general technologies, provided that they can be assigned to industrial research or experimental development.
Start-up in the field of digitalization; application for start-up grant funding
The Free State of Bavaria supports technology-oriented start-ups in the field of digitization.
Economic development; information on municipal funding opportunities
Counties and municipalities can support investment projects of foreign or domestic investors in the region.
Economic development; information on government funding opportunities
Economic development serves to create new jobs and maintain existing ones. Start-ups and medium-sized companies are supported in their future investments by means of public development loans and grants.