Pension insurance; information


Statutory pension insurance is a branch of social insurance. It covers almost all gainfully employed persons as compulsory insurance (for self-employed persons partly on application) or as voluntary insurance. For pension insurance for farmers, see Alterssicherung der Landwirte, for craftsmen Handwerkerversicherung, for those employed in miners Knappschaftsversicherung, for certain disabled people Behinderte Menschen, sozialeSicherung für

Pension insurance is financed by contributions from insured persons and employers and by federal subsidies.

Essentially insured are:

In the case of marginal employment, exemption from compulsory insurance is possible. Certain groups of persons may be exempt from compulsory insurance. Those who are not compulsorily insured may take out voluntary insurance for periods after reaching the age of 16 Voluntary insurance.

Essentially, the following benefits are granted: Medical rehabilitation measures and benefits for participation in working life to maintain, improve and restore earning capacity(cures, sports for the disabled, occupational promotion), including economic assistance (e.g. transitional allowance, travel and transport costs, household assistance), pensions to insured persons and to surviving dependants (pensioncalculation), pension compensation(sever ance pay) and reimbursement of contributions, contributions for pensioners' health insurance(pensioners' health insurance).

Section 23(1) of the German Social Security Code (Sozialgesetzbuch I); Social Security Code (Sozialgesetzbuch VI); Section 1 of the German Social Insurance for Artists Act (Künstlersozialversicherungsgesetz)

Statutory pension insurance institutions (for information, advice, receipt of applications and granting of the benefits provided for by law); insurance offices at the district offices and independent cities; municipal administrations; advisers to insured persons (for information, advice and receipt of applications)


Objection, social court action

Links to more information

Status: 25.04.2022

Responsible for editing: Bayerisches Staatsministerium für Familie, Arbeit und Soziales

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