Foreign insurance with the statutory accident insurance; application
If your employees are temporarily working abroad and you want the statutory accident insurance to continue to apply, you usually have to apply for it.
Description
Statutory accident insurance offers companies the option of continuing to insure employees even if they are temporarily working abroad.
The employees must work abroad for the same company that employs them in Germany. In addition, the duration of the work abroad must be contractually limited from the outset.
Your company must submit an application for this. Insurance coverage begins on the day the application is received by the Employer's Liability Insurance Association or the Federal and Railway Accident Insurance.
This application is not necessary if insurance coverage already exists under other legal regulations. These include, for example:
- Cases in which the so-called "Ausstrahlungsregelung" of the German Social Security Code applies.
- regulations under European law
- social security agreements between 2 or more countries
Prerequisites
- Your employers' liability insurance association or accident insurance fund offers insurance abroad.
- There is no insurance coverage according to European law, via social security agreements or via the radiation regulation of the Social Security Code.
- The person who is to work abroad is employed by the company.
- The person continues to work for the domestic company after working abroad.
- The duration of the stay abroad is contractually limited from the outset.
Procedure
You can apply for international insurance online or by mail.
Online service:
- Access the online service.
- You will be guided through the process on the accident insurance service portal.
- You can log in.
- If you would like to receive the response from your employers' liability insurance association or accident insurance fund in the mailbox of your BundID account or My Company Account, you must have an account and authenticate yourself.
- If you would like to receive the response by mail, you can also proceed without logging in.
- Select your responsible employers' liability insurance association or accident insurance fund or determine it using the industry search.
- Upload the required documents.
- Fill out the online form and submit it.
- Your report will be automatically forwarded to your employers' liability insurance association or accident insurance fund.
- You will receive a response by the requested method.
Online service Your employers' liability insurance association or accident insurance fund:
- If you have access to the portal of your employers' liability insurance association or accident insurance fund, you can also submit the notification electronically there, if necessary.
Message by mail:
- Contact your employers' liability insurance association or accident insurance fund with an informal letter.
- Make sure you provide the required information and enclose the necessary documents.
Note: Some employers' liability insurance associations and accident insurance funds provide a suitable form on their websites.
- Download it from your employers' liability insurance association or accident insurance fund and fill it out.
- Then send it with the required documents by mail or via the online portal to your employers' liability insurance association or accident insurance fund.
Special notes
There are no indications or specifics.
Deadlines
You must submit the application before you start working abroad, as retroactive insurance coverage is not possible.
Processing time
1 bis 2 Wochen
Remedy
- Appeal
- Detailed information on how to lodge an appeal can be found in the notification from your employers' liability insurance association or accident insurance fund.
Links to more information
Status:26.08.2023
Responsible for editing:Bundesministerium für Arbeit und Soziales
- Online transactions, Bavaria-wide
- Online transactions, locally limited
- Form, Bavaria-wide
- Form, locally limited
- Prefillable Form, Bavaria-wide
- Legal bases, Bavaria-wide
- Legal bases, locally limited
- Fees, Bavaria-wide
- Fees, locally limited
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