You are eligible for LBG farm and household assistance benefits if, as a result of an agricultural work-related accident or occupational disease, you are
- you are unable to work or
- inpatient treatment is necessary.
The Agricultural Employer's Liability Insurance Association ensures that your farm or household continues to operate and that your income basis is maintained. The benefits for farm and household assistance essentially cover work that cannot be postponed.
For this purpose, the Agricultural Employer's Liability Insurance Association either provides a qualified worker, which is called a "provided worker". Or you procure a replacement yourself.
The provided workers can be employees of the SVLFG or employees of other agencies, for example, a machinery ring or a farm relief service.
If you procure a substitute yourself, LBG will reimburse the costs for this to a reasonable amount. Maximum amounts apply. It should be noted that no deployment costs are covered for relatives and in-laws up to the second degree. The substitute must also be external to the company, i.e. he or she may not otherwise work in the company or in the household or help out to any significant extent.
In the case of incapacity for work, benefits for company and household assistance are possible for a maximum of 4 weeks, in the case of inpatient treatment for a maximum of 13 weeks. An extension is possible under certain conditions.