As an agricultural, forestry or horticultural entrepreneur, you are subject to compulsory insurance for statutory accident insurance. This insures you against the consequences of accidents at work and on the way to and from work as well as occupational diseases.
In addition to this basic entitlement, there is the possibility of voluntary supplementary insurance for you as an
- and your accompanying spouse or partner. With voluntary supplementary insurance, you can adjust the cash benefits to your personal needs.
In addition, voluntary insurance is possible for
- entrepreneurs of non-commercial beekeeping businesses
- Volunteers who hold a special office in a non-profit organization, for example, on the board of directors. Requirements:
- the Social Insurance for Agriculture, Forestry and Horticulture (SVLFG) is responsible for the organization and
- They are not already compulsorily insured on the basis of other regulations.
An application is required for voluntary insurance or supplementary insurance. Insurance begins the day after the application is received by the Social Insurance for Agriculture, Forestry and Horticulture (SVLFG).
The SVLFG specifies the maximum and minimum insurance amounts for voluntary supplementary insurance. Within these limits, you are free to choose the sum insured. As a rule, the chosen sum insured should correspond to your actual financial circumstances. It forms the basis for calculating your contributions as well as the cash benefits in the event of an insured event.
The SVLFG regulates the details of the insurance, such as contributions and the calculation of cash benefits. The amount of medical benefits is not limited. This includes, for example, acute treatment and rehabilitation.
Whether the SVLFG is responsible for you depends on the type and purpose of your business or self-employment.