Insurances - Insurances for self-employed and dependents
You are self-employed? Make sure you and your dependents have sufficient insurance coverage (e.g. health insurance, pension insurance or long-term care insurance). We will also inform you about the cases in which you are exempt from insurance.
Formalities
Here you will find information about formalities related to this subject:
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Retirement benefit plans; information on management and representation
The Bayerische Versorgungskammer manages the business of twelve professional and municipal pension institutions that provide retirement, occupational disability and survivors' benefits for their members and insured persons.
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Sickness benefit in the statutory health insurance; application for self-employed persons
Even if you are self-employed, you can insure yourself at the general contribution rate with statutory sick pay entitlement from the 7th week onwards, just like employees who are subject to compulsory insurance. To do so, you must submit an election declaration to your health insurance fund.
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Artists' social insurance fund; advice for self-employed persons who are not insured
The Künstlersozialkasse will advise you on all issues relating to artists' social insurance.
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Agricultural old-age insurance; receipt of a contribution subsidy
Farmers subject to compulsory insurance receive a subsidy on their contribution under certain conditions.
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Membership in the Bayerische Ingenieurversorgung-Bau with provision for psychotherapists; transmission of information
The Bayerische Ingenieurversorgung-Bau with psychotherapist pension plan provides pension benefits in old age, in the event of occupational disability and to surviving dependents. For this purpose, it requires certain information from the new member.
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Membership in the Bavarian Pharmacists' Association; transmission of information
Bayerische Apothekerversorgung provides pension benefits in old age, in the event of occupational disability and to surviving dependents. For this purpose, it requires certain information from the new member.
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Membership in the Bavarian Architects' Pension Fund; transmission of information
The Bavarian Architects' Pension Plan provides pension benefits in old age, in the event of occupational disability and to surviving dependents. For this purpose, it requires certain information from the new member.
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Membership in the Bavarian Medical Pension Scheme; transmission of information
The Bayerische Ärzteversorgung grants pension benefits in old age, in the event of occupational disability and to surviving dependents. For this purpose, it requires certain information from the new member.
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Membership in the Bavarian Lawyers' and Tax Consultants' Association; Transmission of Information
The Bavarian Lawyers' and Tax Consultants' Pension Scheme grants pension benefits in old age, in the event of occupational disability and to surviving dependents. For this purpose, it requires certain information from the new member.
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Membership in the Versorgungsanstalt der deutschen Bühnen; transmission of information
The Versorgungsanstalt der deutschen Bühnen grants pension benefits in old age, in the event of occupational disability and to surviving dependents. For this purpose, it requires certain information from the new member.
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Membership in the Versorgungsanstalt der deutschen Kulturorchester; transmission of information
The Versorgungsanstalt der deutschen Kulturorchester grants pension benefits in old age, in the event of occupational disability and to surviving dependents. For this purpose, it requires certain information from the new member.
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Self-employed artists and publicists; registration for social security insurance
As an artist or publicist, you can register for social security via the Artists’ Social Security Fund (KSK).
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Compulsory insurance in the statutory pension insurance as a self-employed person; application
If you are self-employed and do not pay contributions, you may lose any benefit entitlements you have already acquired under the statutory pension insurance scheme. You can prevent this by applying for compulsory insurance.