Insolvency; consulting

You can seek advice from a recognized insolvency counseling center or an appropriate person.



You are over-indebted and are seeking consumer insolvency proceedings.


Contact a recognized insolvency advice center or a suitable person (lawyer, notary, tax advisor) of your choice.


You must seek advice before initiating residual debt discharge proceedings.


  • none


Responsible for editing:Bayerisches Staatsministerium für Familie, Arbeit und Soziales

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  • Online transactions, Bavaria-wide
  • Online transactions, locally limited
  • Form, Bavaria-wide
  • Form, locally limited
  • Prefillable Form, Bavaria-wide
  • Legal bases, Bavaria-wide
  • Legal bases, locally limited
  • Fees, Bavaria-wide
  • Fees, locally limited
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