If a fatal occupational accident or disease occurs, the statutory accident insurance provides financial protection for surviving dependents.
This means that your employers' liability insurance association or accident insurance fund can provide you with financial support if your spouse dies as a result of such an insured event. The same applies to life partners. An application is not necessary.
In the first 3 months after the death, the pension amounts to 2 thirds of the annual earned income (JAV), i.e. the income of the deceased person. After that, the pension is generally 30 percent of that.
Under certain conditions, the pension may be 40 percent of annual earnings for the first 3 months if you are
- are raising a child
- are at least 47 years old
- or are disabled for work or disability.
If you have your own income, the pension may be reduced.
You are not usually entitled to a pension if:
- you entered into the marriage or civil partnership after the insured event, and
- the death occurred within the first year of this marriage or civil partnership.
An exception exists here if it is evident that you did not enter into the marriage or civil partnership primarily in order to receive the pension.