Owner-occupied housing; application for funding

The state promotes the creation or acquisition of owner-occupied housing (own house or condominium for own use).



  • Only households whose income does not exceed the income limits specified in Art. 11 Para. 1 BayWoFG can benefit from the subsidy.
  • Funding is provided in the form of a loan and a one-off grant for households with children. The loan may not exceed 30 percent of the eligible costs for construction and first-time purchases and 40 percent for second-time purchases. For the second purchase, a grant of 10 percent of the total costs up to a maximum amount of 50,000 euros is also granted.
  • The construction project may not be started before the grant has been approved.

There is no legal entitlement to funding.


The procedure is a two-stage process:

  1. The application must be submitted to the district administrative authority (district office, independent city) using the forms and documents provided for this purpose. Approval is granted by the district administrative authority.
  2. The loan commitment and notification of approval is made by the Bayerische Landesbodenkreditanstalt.

Payment is made according to the progress of construction and must be applied for at the district administrative authority.

The district administration offices or independent cities are responsible for providing advice.



Required documents

  • Evidence of the property or heritable building right

  • Evidence of external and own resources

  • Proof of household income

  • Other evidence (e.g. in the case of construction supervision)

  • Technical documentation for the building project


Online procedures

  • Online Beantragung über das Serviceportal der BayernLabo

    With the BayernLabo service portal, funding applications can be managed online and, if necessary, the application for funding can be submitted online to the responsible funding office. The application can be effectively submitted online and no longer needs to be submitted in paper form. Of course, it is possible to contact the granting office at any time.


  • The application and approval process is free of charge.


Administrative court proceedings; information

Administrative court action

Links to more information


Responsible for editing:Bayerisches Staatsministerium für Wohnen, Bau und Verkehr

Contains machine translated content. Show the original content

  • Online transactions, Bavaria-wide
  • Online transactions, locally limited
  • Form, Bavaria-wide
  • Form, locally limited
  • Prefillable Form, Bavaria-wide
  • Legal bases, Bavaria-wide
  • Legal bases, locally limited
  • Fees, Bavaria-wide
  • Fees, locally limited
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