Business start-up preparations - Financing the establishment of the company

The right financing is an important success factor for your business start-up. Many government agencies support and promote the establishment of your own business.


Here you will find information about formalities related to this subject:

  • Equity capital; information on granting
    Investment companies or private investors offer equity capital without the usual bank collateral, i.e. equity capital in the form of contributions as share or nominal capital, but also as a silent partnership.
  • Visual artists; application for a studio grant
    Visual artists may receive a monthly grant to cover their studio expenses for a period of two years.
  • Guarantee; application for assumption
    In order to obtain bank loans, it is generally necessary to provide sufficient bank collateral. Small and medium-sized enterprises in particular often do not have such collateral. They therefore have difficulty in covering their capital requirements. Guarantees from LfA-Förderbank Bayern and Bürgschaftsbank Bayern are also intended to enable these companies to take out loans.
  • Integration of self-employed persons; application for benefits.

    If you receive unemployment benefit II and would like to become self-employed or are already self-employed, your job center can support you with necessary purchases of material goods and with free advice and training.

  • European Maritime and Fisheries Fund; application for funding.

    The Free State of Bavaria supports investments in commercial pond management and fishing from its own funds and the European Maritime and Fisheries Fund (EMFF 2014 - 2021).

    The application period ended on 31.12.2021. Until the end of 2023, the applications received until then will be approved or settled.

    A successor program is expected to start in the second half of 2022.

  • Business start-up; consulting and promotion
    In the Free State of Bavaria, the prospects of being successfully self-employed are particularly favorable. In order to make Bavaria the frontrunner in terms of start-ups, the Bavarian state government has launched the initiative Gründerland Bayern.
  • Promotional bank; information

    The development bank of the Free State of Bavaria is LfA Förderbank Bayern. It operates in the business areas of start-up, growth, innovation, energy and environment, stabilization, infrastructure and other financing (e.g. contract guarantees).

  • Commercial economy; application for funding.

    The Free State of Bavaria promotes investments of commercial projects of regional economic importance in the fields of industry, handicraft, trade, tourism and other services.

  • Gründungszuschuss; Beantragung

    Wenn Sie Arbeitslosengeld 1 beziehen und ein Unternehmen gründen möchten, können Sie dafür unter bestimmten Voraussetzungen eine finanzielle Unterstützung erhalten.

  • Innovation vouchers for small businesses and craft enterprises; application for funding
    The Free State of Bavaria promotes research and development services for small companies/handicraft enterprises in the field of general technologies.
  • Technology-oriented business start-up; application for a grant
    The Free State of Bavaria supports research and development (R&D) projects of founders in the field of general technologies, provided that they can be assigned to industrial research or experimental development.
  • Start-up in the field of digitalization; application for start-up grant funding

    The Free State of Bavaria supports technology-oriented start-ups in the field of digitization.

Further information within this context


Information for service providers